FINANCIAL LIFE

PLANNING

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Let’s start at the beginning.  What are your goals, ambitions and dreams?  At the heart of our Financial Life Plan is a Vision.  We work with you to find clarity around what matters most and what inspires you to live your best life.  Keeping your Vision in the forefront, we create a comprehensive plan that analyzes your cash flow, net worth, asset allocation, savings/withdraw rates, and life expectancy to ensure that your goals and dreams are met in your time frame.

 
 

ACCUMULATION

STRATEGIES

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For those building their net worth, and not yet retired, we create a personal, innovative plan modeled on your goals, time frame and risk tolerance.  We create and implement an appropriate plan to grow and sustain your immediate and future goals.

 
 

DISTRIBUTION

STRATEGIES

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The distribution of assets in retirement necessitates a personalized, well-crafted plan. We create and implement a sustainable plan to distribute retirement assets over one’s lifetime.  Questions such as: How do I withdraw my money?  Which assets and accounts do I draw from first?  When should I plan to withdraw money? are answered during this process and reviewed regularly.   This provides peace of mind through sound financial strategies that meet your personal goals.

 
 

LIFE

CHANGES

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Life often throws us curveballs.  Illness, death and divorce bring on sudden change.  In these situations, having a reliable sounding board and a knowledgeable resource can be invaluable in managing the many details of these kind of events.  Empowering you to make major decisions, and understanding the impact of each decision, is a significant part of Financial Life Planning.

 
 

GIVING MEANING TO YOUR PLAN BEGINS BY ASKING YOURSELF SOME THOUGHTFUL QUESTIONS

 

1. What is your first memory of joy around money?

 

2. What is your first memory of pain around money?

 

3. Imagine that you are financially secure, that you have enough money to take care of your needs, now and in the future.  How would you live your life?  Would you change anything?

 

4. You visit your doctor who tells you that you only have 5-10 years left to live.  The good part is that you won’t ever feel sick.  The bad news is that you will have no notice of the moment of your death.  What will you do in the time you have remaining to live?  Will you change your life?  How will you do it?

 

5. This time, your doctor shocks you with the news that you have only one day left to live.  Notice the feelings that arise as you confront your very real mortality.  Ask yourself: What did I miss?  Who did I not get to be?  What did I not get to do?

 

 

©  2016 Kinder Institute

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